Young parents now know exactly what is meant by "Bugaboo": these ultra-modern, one-hand-use and individually configurable high-performance baby carriages (1) are all the rage in Europe. One costs as much as an e-bike or more and usually comes with a warranty for many years. By the way: they are also very sustainable when a sibling follows. What's more, these cars with lots of accessories are also extremely popular as second-hand goods.
Unfortunately, thieves know all this very well. It means that vehicles with such a piece of jewelry in the trunk are even more popular than cars without toddler equipment.
Roof box and bike rack included
That's why we have included these and other valuable items that are transported in the car but are not part of the "standard equipment" in our GAP cover - for GAP and GAPPlus.
For dog owners, for example, the transport box for pets is insured, while skiers or campers can look forward to the protected roof box.
For cyclists who take their two-wheelers with them on tour, it's also worth taking out insurance, as the bike racks are also covered. But beware: the bicycles themselves are part of household contents insurance and are therefore still not included in this package.
Golf clubs plus golf bag and trolley are also particularly valuable sports equipment. This target group can now also feel safe with GAP for up to 84 months if the equipment is stolen together with the vehicle or is a total loss.
However, the main GAP benefit of this product applies to the vehicle itself. It consists of the reimbursement of the sum (2) resulting from the difference (hence "GAP") between the purchase price and the replacement value at the time of the damage. This sum is covered from €500 to €15,000 (GAP) and even up to €20,000 with GAPPlus.
Good to know: With the new plus points, we are meeting the wishes of customers and dealers: Because protection for these popular utensils is not included in standard car insurance policies.
Customers can obtain the product itself from our partner, Bank Deutsches Kraftfahrzeuggewerbe: www.bdk-bank.de. Or via www.juhu.auto when buying a used car.
(1) Of course, we don't want to advertise a brand or make a recommendation, because every other baby carriage is also insured. But when you overhear conversations between expectant parents, it sometimes sounds like this: "You took the C-series from Angelcab? With the Re-Wool canopy? Yes, it's free of harmful substances. And you? We're currently testing the Bugaboo, the Fox. But actually the Xplory from Stokke with the 3 seat angles was also great..." That's what it sounds like. So bear with us if we just talk straight here, so that those who actually need our GAP protection understand us.
(2) The respective General Terms and Conditions of Insurance apply.