Vehicle protection

Financing protection for vehicles

Car banks and dealerships know that when customers buy a vehicle, they often take on financial obligations that last for years. Of course, unforeseen circumstances can arise. This leaves both parties to the contract facing the question: who will continue to pay the installments?

Sociéte Générale Insurance takes care of this for all insured buyers:

Unemployment, incapacity to work, serious illness, or even death are all possible. We have many years of experience in the automotive sector with residual debt insurance for consumers*.

And as a financier or car bank, you certainly want stability for your business: That's why we also offer to pay insurance benefits directly to the lender.

*This refers to everyone: w.m.d.

GAP-insurance

GAP protection is available to ensure that financing runs smoothly: If a leased or financed vehicle is stolen or suffers a total loss, the vehicle insurer usually only reimburses the current market value. This can differ considerably from the existing residual claim from a financing or leasing contract. This GAP must then be compensated by the borrower/lessee. And because this is not so easy to understand, we have made this short explanatory film. Just click on it.

GAP protection - quickly explained

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Dataprotection

GAP protection is a useful supplement in the event of total loss or theft of a vehicle.
GAP Basis: You receive the difference between the current market value and the redemption value of the financed vehicle.
GAP Comfort: Insured is the difference between the current market value and the vehicle price according to the vehicle invoice.
We naturally think about the needs of our customers: We know that if the worst comes to the worst, not only the car is gone, but also its contents. The core product is of course still the GAP cover mentioned above, but now we have made it a premium version and added further insured items: roof boxes, bike racks, baby carriages and more.

Keys and car documents

Anyone who travels a lot by car, such as care workers or tradesmen, knows what it means when car keys, driver's license or vehicle registration papers are suddenly untraceable. Or even all at the same time. It just happens. Costs can easily run into a few hundred euros. Société Générale Insurance will cover them.

Did you know?

License plates are insurable

In crime novels, license plates are usually stolen. The costs that such an involuntary license plate change can cause are rarely mentioned. It doesn't matter whether the license plate has been misused or whether the plates were simply poorly attached: license plate protection covers the hassle of the loss and the cost of new plates.

Tire protection

New tires - protection possible for 12 or 24 months
For cars and motorcycles
Against splinters, nails and tire bursts

Even when choosing summer or winter tires - as a customer or as a dealer - you can choose tire protection. Vandalism damage is also covered, which can happen at any time, not only when you park your vehicle on the street, but also at home. "*.

*The General Conditions of Insurance apply in each case

Tire protectionNew tires - protection possible for 12 or 24 monthsFor cars and motorcyclesAgainst splinters, nails and tire burstsEven when choosing summer or winter tires - as a customer or as a dealer - you can choose tire protection. Vandalism damage is also covered, which can happen at any time, not only when you park your vehicle on the street, but also at home. "*.*The General Conditions of Insurance apply in each case

As part of GAP protection, we insure not only the car, but also roof racks, bike racks, and valuable accessories such as child seats and strollers. Or what else would you like to insure for your customers? Let's talk about more ideas.

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